Identity theft and fraud are common occurrences in cyberspace. The crime scene is getting darker and scarier with a rising number of people being added to the list of victims. This has created a demand for better and more reliable systems for authentication and authorization. Online transactions are a major concern because of this rampant crime that is causing so much loss for the ecommerce industry.

 

Online banking transactions and credit cards are the most common areas being infiltrated by cyber criminals, causing huge financial losses to owners. The introduction of digital identities to stop harassment from unwanted perpetrators has been a forceful deterrent and helped reduce the risks to a large extent. Digital ID cards containing users’ personal information and biometric systems that scan parts of the human body, such as hands, iris and fingerprints, are some authentication methods that have produced effective results.

 

Another revolutionary method that has helped ensure security is the digital signature authentication procedure. The digital signature is the latest technique to use an encryption system which is authenticated by a certification authority. Each digital signature is unique and employs a very efficient system to enforce security.

 

Signatures are still considered an authentication symbol, especially in business dealings and financial transactions. They have an authoritative significance that validates all business contracts and documents. Now the same process is available in digital form and is highly useful for banks, insurance companies and financial institutions.

 

The signature authentication application captures or records handwritten signatures using several digital devices such as touchpads, LCD touchscreens, digitized tablets and other systems that require contact. Every signature is unique and the signature of an individual is captured while the signing event is on. It then compares the present signature with the specimen captured earlier to analyze and identify the individual as the one with permission to enter.

 

Steady and secure assistance

 

The online signature authentication procedure is an intuitive system that produces accurate results and furnishes the results without wasting time or causing workflow disruptions. Online digital signature software uses a simplified process and is a better alternative to the conventional print signature as far as security is concerned. The software also discards the usual digital signing enabling components, such as smart cards, hardware tokens and software applications.

 

The digital signature authentication process can be easily integrated into several applications and documents, including PDF and XML. The process even has the capability to validate a signature and provide verification many years later. The digital signature authentication process can be deployed without assistance from any additional software or hardware.

 

Digital IDs are stored and secured centrally, thus facilitating customers’ and employees’ use of the digital signatures from any mobile phone or PC. This prompt response cuts down on cost and also increases customer satisfaction, which is usually low with conventional signing procedures. Digital signingprovides the facility without confinement to a particular location or time.

 

The process uses an extremely intensive system for verification purposes, such as audit trails, with supportive tools. Thus, whatever changes are made to documents are monitored and recorded.

 

Digital signature authentication is a bona fide tool that tightens the security leash, helps prevent any unidentified entry, and saves organizations from heavy losses.

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