Are you 16 years old? If so, you are legally allowed to drive in the United States. Of course, you need to obtain a license and carry the proper insurance. When it comes to buying auto insurance, you have to be very careful of what you are doing. Simply put, car insurance companies are well aware of the fact that younger drivers are a higher risk. That being said, this does not mean that you have to overpay for coverage.
Here are three tips to follow if you are 16 and shopping for auto insurance:
1. You need as many quotes as possible. When you compare several quotes, hopefully five or more, you can get a big picture of which companies are most affordable for younger drivers. It may take some time to obtain these quotes, but in the long run it will save you a lot of money.
2. Can you get on your parent’s car insurance? Even if you have to pay your parents every month, being in their policy will surely save you a lot of money. This is something that you should try above all else – it can really save you a lot.
3. Ask the car insurance company that you select for discounts. You may be surprised at how many discounts you qualify for. Do you get good grades in school? Does your vehicle have any safety features? You may be surprised at how many discounts an auto insurance company can offer. This is true even if you are 16 years old and just getting your start on the road.
Every 16 year old dreams of the day when they get their license and can have some freedom. Don’t let a lack of auto insurance hold you back. The above tips will help you find and buy the perfect policy, regardless of your age.
By receiving auto insurance quotes online I was able to save 5 per month!
To do the same, visit AutoInsuranceLive.com and enter your Zip Code. Within a matter of seconds you will have quotes that will help you save as much as me, or more!