Many people simply think that the current plan that is being proposed is just another type of government run health care however really it is not a nationalized health care plan that is being proposed. While the government does intend on setting restrictions and putting in place a system of checks and balances there is no intent to actually run the United States health insurance program. The running of this plan will still be left to the individual insurance companies however they just will not have free reign anymore.
The plans that the government does run include military health insurance, Medicare, Medicaid, and CHIP and it’s in these programs that the government truly makes all the decisions and granted they dont always do the very best job. Many people assume that the whole health care program will move to being government operated and that this will be disastrous but this is very simply not the case at all.
The restrictions put in place by the federal government are intended only to position a harness on the out of control monsters that lie within the health insurance and medical industries. Gradually this whole system has become one of money, power, and greed and as a result is a system that is no longer serving its purpose to provide health insurance benefits at a reasonable cost to the American public. As a matter of fact not only are the health insurance premiums paid by individuals skyrocketing but so is the cost to the government and everyone has just about had enough of this system that charges a lot of money for very little by the way of medical benefits.
Most of the restrictions that the government is putting into place mean bigger benefits and less restrictions across the board for all Americans and even when the insurance companies do opt to reject claims there will now be not only an insurance company review of the denial but an independent review as well. It’s vital to understand that this isn’t something that will take power away from the individual but will give them more recourse and will give the insurance companies more accountability.
Overall, the insurance industry has been out of control for a long time however the new government regulations will help to strengthen the overall system. In the end, the hope is, that the cost of health care will be reduced in this country and will cover more of the people who really need it.
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